Insurance fraud against non English speaking policy holders is making tons of money. For example, house burns down, the contractor shows up with the adjuster. The adjuster convinces the policy holder this is the right contractor for them. They don’t know any better sign the check over to the contractor. The contractor applies for all the building permits intentionally leaving vital information out which causes delays. Then the contractor doesn’t follow up telling victims the permits are being held up. If done legally the permits take time, in this case they’re never approved. The victim doesn’t know better months and months go buy and they more often than not are not here legally and don’t know where to turn or too afraid. Contractor makes out with hundreds of thousands dollars 3 or 4 times a year it’s a million bucks. No violence no drugs, no threats and ... no reported victim. FYI I know for a fact this happens in nnj with a contractor from queens with ties. Seems like a nearly perfect scam