Excellent analysis TB. As I pointed out in one of my posts, due process is hugely complex, evolving, and subject to interpretation. That's why we have to have (despite misgivings to the contrary) lawyers.
I think it was especially cogent of you to point out the difference between law and regulation.
"Generosity. That was my first mistake." "Experience must be our only guide; reason may mislead us." "Instagram is Twitter for people who can't read."
