Phil was holding out for a better rate and his policy dropped. I think Vito was broke and sold his airbags. Weren't Benny and someone else selling them to angie's body shop? Not that Vito and Benny we're dealing with each other but of Vito was down and out of cash he could have sold his airbags on the black market.
Yes when Tony put tony blundetto in charge of the mini casino I remember him mentioning something about making money out of airbags and selling them back to manufacturers with Vito
