Phil shouldn’t have ever beaten the guy up or even been in the vicinity of the debtor. His rep was enough. Anything else that he did was obviously going to chase this guy to the Feds. I’m surprised he made this mistake... the guys I know that I’ve borrowed from ALWAYS send someone else or I deal with someone’s else. It’s kinda a funny joke when someone else comes but I get why they do it and this is case in points. Phil- great guy hate to see this, but shit man... rookie mistake as far as I’m concerned...