Stand on a street corner with a cardboard sign saying "Father died. Need money funeral costs". How many people would give? I doubt many.

What is the difference between that and GoFundMe in most cases?

It's pretty much the same except the internet has removed the intimacy of the act and made it easier to pull on heart strings.

I don't have a heart of stone. I know there are people who suffer catastrophically and have skyrocketing costs to pay. But in the seeming majority of cases it's people putting their hand out for stuff like funeral costs. I'm not being an asshole here but I bet you could go on their social media or take a look at their driveway and house and they would have all the trappings of a comfortable life.

There have been many cases where things like GoFundMe have been used to defraud people and money is either not used for its intended purpose or doesn't go to the right person.

I think we are reaching a point in society where, soon, the majority of people are no longer going to save money for funerals and it will become de rigueur for people to solicit these funds online.

When did people stop being so responsible? Whenever I leave the country I get insured in the event something happens to me. And that's just on short trips and holidays.

And I hate to sound morbid here, but most people would be lucky to reach 80 and most people would be lucky to reach 70 without needing hospice care or to go in a nursing home. So saving for your children and saving for your future is pretty fucking basic stuff that should be implemented into action well before your forties.