BF.. I'm not convinced your link re gangs prove your points, maybe I'm just missing the figures you quote about, and, if I am, I apologize...I did read the link about lenders and ithat one report certainly does seem to confirm what you say. I'm still not convinced however that there's some conspiracy to squeeze poor Latinos and black by banks though, it's purely risk...

Your last post, why would anybody want to chill in these neighborhoods..I don't think anyone is expressing concern in the way you mean, it's more frustration about why they dont just stop the self pity and start making real changes... all these "movements" are pissing in the wind-ZERO tolerance with gangs/crime and a community backing is the way forward...oh, then BLM would start a riot, victimhood and racism would be the words screamed and we'd be back to square one...!