Vegas mike
Killing yourself is a permanent solution to a temporary problem. Do not consider it !!!!! Your kids need you. I know you think otherwise because you are depressed but its not reality. Get that thought out of your head asap. I understand how you feel buddy so trust me on that.
Do you owe money to shylocks?
First thing is first.. what are your options ? Can you sell anything ?
Im sure your credit is shot?
20k is nothing. Lets think of a plan .

Ralphie. Stop [BadWord] around. This kid doesnt need your punk remarks. Leave em alone.