I owe 20k on the street and pay 2k in interest every month. My gambling addiction combined with loans I took to do business that has since fell through has ruined my life. I havent gambled in 5 months and I make decent money at work but nowhere near enough to get out of this. I am totally ruined. Have tried to borrow money from family and the like and I am now completely out of options. If I didnt have a wife and son I would have jumped off a bridge by now. Even though the fbi would consider me a victim of loansharks I would never rat because i did this to myself. Just remember that OC is not glamorous