For those speaking about Nick being hit at home like that, no it wasn't anywhere long enough for a true "sniper" hit, as he was probably close enough to fire in with a pistol if he wanted. He simply got to comfortable being at home and it cost him. He probably even thought nobody would even hit him at home.
Anti, a lot of funeral homes do that here with pre-paid services. They'll pop up, take in a bunch of money, and then fold up. Gives the good folks a bad name. Not sure if the Loreto done that or not.