I know we've discussed this topic before, just trying to generate a good dialogue

Completely opinion-based question, not a historical question

Who was right and why, in your opinion?

Danny Greene for refusing to repay a loan he never received

or...

The Gambino's for demanding repayment on a previously agreed upon loan, regardless of delivery

I guess the easy answer is it's the courier's responsibility, or that NY is owed simply because they're NY and that's that. Let's assume there's only one correct answer, either Danny Greene or New York, who do you feel was in the right and why?

More of an opinion/stance question, feel free to replace the characters or the agreement with other hypotheticals to explain/prove your point. I find it's a delicate comparison but there are plenty of similar what ifs. It's a tough debate as I find it easy to see both sides of the debate, however someone must have been wrong in the end and someone always needs to pay.