Someone said don't mention fiat money and ironically that's one of the main reasons so many people end up having to depend on SS because of a devalued fiat currency and artificially low interest rates that make saving much harder for an average person.
Are you going to use social security? Are you now?
If it's worth anything by the time I retire. if I had the opportunity to opt out of it now and not pay and do my own savings with the extra money, I'd do that.
