I know two elderly ex teamsters, with 30 plus years in. they both got their pensions, and they were good pensions, however the medical insurance depended upon the company you worked for.

the two guys I know have no medical from the teamsters because their former employers went bankrupt, it really did't matter to them as they have medicare.

but, if you retired without medicare, and your employer goes broke, you don't get any medical insurance from the IBT.
this is the understanding I have about the teamsters retirement.
correct me if im wrong.