The story about the old lady sounds kind of like bullshit...and for those who know, that is literally a few houses down from Joe Lombardo's house (2210 W Ohio). Perhaps she was a widower still paying her husband's debts off, or perhaps it really did happen and these guys are that stone cold - but that neighborhood is very close knit and if Panozzo did do something like that, bragging wouldn't really help him win anyone's respect there.