[/quote]
whats wrong with it? its just loaning money and its their choice. loaning places have high rates too [/quote]

Not as high as most loansharks though. I have problems with loansharking because my friends and family have had personal troubles that i'd rather not go into with loansharks. They know that they accepted the loans while knowing the potential consequences which i think shows the problem with them preying on vulnerable people who need the money. These people i'm speaking of deserve the blame also for being so stupid though .

Why do you think it shouldn't be illegal ?[/quote]

because its the persons choice to get the loan [/quote]

I get it's the persons fault for taking the loan the reason it should be illegal is because of what the consequences are if you're unable to pay it. I hate to break it to you Nicky but they won't act in the same manner as a bank.