maybe you people dont know the process.somebody needs money in like a a few days or a week and not 2 or 3 months that a bank has to go through all this paper work. Nicky is right what is so wrong with it if that person is asking for it knowing the terms of it. and we are always talking about Southphilly and not North Philly or camden. The questions ask were about South Philly and not about North Philly or camden which is over the bridge and in another state