Depends who the debt is to. Loan sharks and bookies are scam artists. Beat them any way you can. Use the same legal system they'll use when they're in a corner.
"...the successful annihilation of organized crime's subculture in America would rock the 'legitimate' world's foundation, which would ultimately force fundamental social changes and redistributions of wealth and power in this country. Meyer Lansky's dream was to bond the two worlds together so that one could not survive without the other." - Dan E. Moldea
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