I understand the concept of not killing your debtor. That one is easy. But why in the world would a guy make himself a debtor and even give you the option to make that call? Someone said people need quick money. If your home is not in foreclosure, why? Just why?
Is it drug addiction? Are they lending to addicts that need a fix and have no money to pay it?
It's desperation, plain and simple. Not everyone can go to a bank. And sure, a lot of the time it's gambling addiction or drug addiction. But there's a grey area here. You might just be a good person with bad credit and you have a family to feed.
"I got news for you. If it wasn't for the toilet, there would be no books." --- George Costanza.
