Lilo,

what your buddy isn't telling you, but what we're able to see reading between the lines, is that lot of fast track professionals in the city go into debt keeping up appearances.
Living in the "right" zip code, driving the "right" car,etc etc, costs a lot of money in the city

Also, unless he comes from money....he's probably not done paying off college and law school loans


New York, New York big city of dreams /
and everything in new york ain't always what is seems/