Yeah those skimmers are a huge. Problem, I know some persian/lebanese/armenian kids who had them set up on bank atms where they even put a keypad over the original one so it logged all the pins.. They had them set up at gas stations too, and also a hotwings place they owned and anyone who paid with a car they would swipe it through the skimmer.. If you want to watch how it all works you can watch this thing on youtube called american underworld, they follow a guy through the whole process from skimming the cards, to getting a visa gift card and putting the stolen info on it and then going and buying ipads then slanging them on craigslist all in the matter of a few hours, the best way though is when they get the debit numbers too then you make the gift card with the info, put it in the atm and pull out straight cash,