In order for one to break the law, one must exhibit different behaviours and remain relatively unafraid.



Thats why legitimate people stay legitimate - they are either afraid of prison, afraid of having the mark against their name or are afraid of what others think about them.

But they are not too afraid of pulling out the plastic, going on shopping sprees, buying all sorts, running up debts and deciding to avoid paying it back. In their mind most people do that sort of thing anyway and they find it a more acceptable line to cross.