Although our politics are different, Nitti, I have to agree with you there. Small business owners will unfortunately be the last to recover from the economic downturn. There's no arguing that fact. I live in an area where there are still quite a few "Mom and Pop" stores, and to a man, they're all still reeling financially.

I got my haircut yesterday and the guys were crying the same financial blues they've been crying for the past couple of years. It's not that there's no end in sight to the downturn, the problem is that a lot of these small businesses won't survive to see the recovery.