Well they mentioned 'medical benefit obligations' which I took to mean the impending universal health care and regulatory costs that will kill many small businesses. Plus an uncertain and pessimistic economic outlook with a high consumer price index and rising costs of commodities and services that kills small manufacturing firms like the ones that make our tasty treats.
actually the "medical benefit obligations" are in reference to the generous employee health and pension packages they had been offering to their employees.
Tommy Shots: They want me running the family, don't they know I have a young wife? Sal Vitale: (laughs) Tommy, jump in, the water's fine.