So this guy is walking down the beach and he sees a girl with no arms and no legs. She's laying on her towel and crying. He asks her, "What's wrong?" and she replies, "Since I lost my arms and legs, no man will touch me," so he gives her a hug and moves on.

When he's walking back to his beach chair, he passes the girl again. She's still crying. He asks,"What's wrong?" and she replies, "Since I lost my arms and legs, no man will kiss me," so he gives her a very sweet kiss on the lips.

About an hour later, he walks past her towel again, and he notices that she's crying again. He says, "First you wanted to be touched, then you wanted to be kissed. What's wrong now?" and she replies, "Since I lost my arms and legs, no man will fuck me," so he throws her in the water and says, "Now you're fucked."