Albert DeMeo said that most of his Fathers loan customers were legit 9-5 working guys.
Roy DeMeo didnt ask for credit checks like a bank would and these 9-5 working guys wouldnt have known what Roy was doing behind closed doors at the Gemini.
They wouldnt know he was a vicious killer many times over they'd just take him as a dodgy guy loaning out easy cash.
Knowing what I know I cant think of a worse guy (except maybe Sam Destefano) to be in debt too!!!!!!!!!!!