I was going to hold off on SS until I am 70 because of the significant difference in monthly payments from age 66 let alone age 62 (assuming my continued good health) but I am rethinking this now...maybe its better to take what I can and run. Maybe there's nothing there when I am 70.
Plus, you just never know, DT. A very close friend of mine turned 62 a few years ago and decided to wait. He died of a massive heart attack at 64. I realize that's a morbid way to view the choice, but it's also a realistic one.
I'll be 51 later this month, so I'm right in that age range that's really worried about missing the boat. I've been paying into Social Security for 35 years, so I would probably go postal if I'm left out when my time comes.
