Geoff,

No it is new. I understand all CC companies now have to do that. I can imagine the shock some will have, but then again, I think it is a good thing. It'll make you think twice before using your credit cards excessively. I try to only use my cards when I travel or for other things if absolutely necessary. ohwell

TIS


"Mankind must put an end to war before war puts an end to mankind. War will exist until that distant day when the conscientious objector enjoys the same reputation and prestige that the warrior does today." JFK

"War is over, if you want it" - John Lennon