Thanks for the assessment, Geoff.

I think my wife & I will take the plunge with the new iPhone, provided that they credit us her Verizon cancellation charge. A buddy at work was able to do that, so I think they will for us as well. I plan on haggling for accessories, etc. I'm lucky, both of us have 15% discount eligiblity on our monthly bills based upon our jobs. I'm not sure if we can both use the discount or just one of us, but any savings is helpful.