If all of us keep our money invested, and nobody worries, it'll be ok??? I don't know.
I'm worried that the real biggies (Bank of America and now Citibank) are buying up all the failed institutions. Bank of America bought up Merrill Lynch and Citibank is considering a buyout of WAMU. That's all fine and dandy, but remember - the big banks are also buying the other institutions' debts. If the big banks falter we can all kiss our assets goodbye.