Not meaning to show my ignorance, but how does "real" betting work? 11-10? What's the connection to the 16 games actually played? [/b][/quote]There's no correlation between the 16 games played every week. Or maybe I'm not understanding your question.

Anyway, for a complete explanation on how this all works, read this:

http://www.thegodfathertrilogy.net/cgi-bin/ultimatebb.cgi?ubb=get_topic;f=1;t=002957

(My lengthy post is about half way down the page)

And to correct something I said above:
Actually, you will only break even picking 52.38%. To show a profit, you need to do better.

My current record in the pick 'em game is 96-80, or 54.54%, So if I were betting, say, $100 on each game, I'd have a profit for the season of $800 (96 x 100 minus 80 x 110)