Apollo-
If you are truly desperate and need help I have advice for you as I have in the past been in a bind and have done what I am about to recommend to you and I have also borrowed from a loan shark before and what I am about to recommend is a much better and LEGAL way to obtain a loan.
In Jersey and NY I know you can get a legal loan from a pawn shop on any gold jewelry that you may have sitting around the house. With the price of gold being so high, pawn shops will take out a loan on your gold jewelry and then there's a surrender date were you lose the jewelry by if you don't pay back the loan and its perfectly legal and regulated. When I was much younger and gambling heavily on sporting events I did this a few times with my gold chain necklace and cross
